Overseas Mortgages Brokers & Home Finance
Are you looking for Cyprus overseas mortgages to finance your home purcahse, either an investment or for your new home in Cyprus? This requires careful thought, planning and preparation and we have joined forces with one of the most reputable UK overseas mortgage broker specialists, offering competitive rates and a personal service for your Cyprus property finance overseas mortgage requirements.
Fidentia Group, ‘The Overseas Mortgage Specialists', arranges foreign mortgages for property purchases in over 40 countries around the world. We pride ourselves on our ability to provide independent and impartial advice to our clients for their overseas property needs.
Overseas Mortgages - Financing your Property Purchase in Cyprus
Our key objective is to match competitive rates to a high level of personal service for customers who wish to finance their overseas property with an overseas mortgage.
A Professional Service
It is essential to understand that there are very considerable differences between overseas mortgages and the more traditional raising of finance on UK properties. When arranging an overseas mortgage, many potential pitfalls that can leave you at risk, if you have not taken appropriate advice from experts. You are in safe hands with the friendly team at Fidentia, which has many years' experience in the overseas financial services market and who will guide you through every stage. As one of the leading independent overseas mortgage brokers in the UK, we may be able to bring you exclusive deals unavailable through normal channels, and offer more competitive rates than those publicized by the main lenders, due to the terms we are able to negotiate.
International Mortgage Brokers
We are international mortgage brokers and we work with a panel of lenders in each country. Therefore, we have access to a wide variety of mortgage products and can recommend the best product to match your specific needs. Furthermore, in many cases we can offer exclusive terms that may not ordinarily be available to the public.
Our offices and our experts are UK-based and have first hand knowledge of overseas mortgages and understand how to process an application swiftly and efficiently.
The current overseas market dictates enhanced prudence to ensure you will have a full decision in principle, to avoid disappointment and to provide you with a stronger bargaining position. Whether you are at an early enquiry stage or have already found a property, please take the time to contact us for a loan illustration. In order to meet the different lending criteria of the countries covered, we have to ask you to provide us with detailed information including your financial situation.
Overeas Mortgages: What is covered
Loans are available for the purchase of: a house or apartment, land for immediate construction of a house, premises for professional use and for the renovation or extension of a house or holiday home.
Type of loans available for Cyprus Property Financing:
- Capital repayment mortgage
- Fixed-rate mortgages are available for up to 20 years
- Interest-only mortgages available for up to 3 years.
- Re-mortgage is available
Loan to Value: Maximum Loan Value: 70%
Maximum Loan Amount: Unlimited
Interest Rates: Euro: €5.75%
Maximum Term of a Overseas Mortgage Depends on the Lender, Currency and Age:
- Maximum 35 years for the Euro
- Maximum 15 years for other currencies
- Maximum age limit at completion is 70
Currencies available: € EUR, £ GBP, $ USD, ¥ JYP.
Documents required:
- Completed application form
- Copy of passport
- Bank reference
- Employer reference
- Pay slips for the last 3 months
- Bank statements for the last six months
- Copy of tax return for the last year
General fees to consider: Bank Arrangement Fee: 1% of the loan amount.
Overseas Mortgage Quotation
Allow us to assist you in obtaining the funds for your purchase.
We can also pre-qualify your enquiry before you visit the property.
The application form ‘linked below' is designed to allow us to assess the best method for you to gain access to the funds necessary to complete the purchase of your property. It is in two parts. Please complete all sections of both parts with all relevant information, and submit both to us.
Should there be more than two applicants for one property, we would ask that you complete another two-part form with the property address details on both forms.
If you prefer, you can download a PDF version of our questionnaire that you can print out, complete and return to us by mail.
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Use the on-line form (This is a multi page form) |
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Download an Adobe Acrobat (PDF) version (To print and post) |
Please Note: By completing either form you are agreeing to our declaration.
Fidentia Group
Fidentia Group UK
Postal Address:
Boston House
69-75 Boston Manor Road
Brentford
Middlesex
TW8 9JJ
United Kingdom
Telephone: +44 (0) 2070937852 - 08707 496 496
Fidentia Group Ireland
Telephone: +353 1 61 77 880
Fax: +44 (0) 208 434 3586
Email: Click here to email us
Web Site: http://www.fidentiagroup.com/
See Also: Transfer Money to Cyprus | Overseas Mortgages Cyprus | Cyprus Financial Consultants
